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An Offer I CAN Refuse

April 30, 2006

I have started recieving credit card offers that have actual cards in them. They want you to call and activate it. Problem is I never asked for the card and wouldn’t use it because the paper work is confusing at best and interest rate is high as a kite.

I did stop to wonder though about those who choose to use and activate the card. Do they realize they will end up paying a lot for the “honor” of recieving it?

Another one I recieve is the secured credit cards. The ones that act like a checking account. You have to put money on it before you can use it and then you can only use up to the amount you have on it. Once again I never asked to recieve them, but I get them anyway.

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