Find One With Rewards
April 15, 2008
I have a Discover credit card and I find that their rewards program is far better than any MasterCard or Visa I have had in the past. I think that is one of the first things that you should look at when selecting your credit card … that along with the interest rates it has. I have one that has a great rewards so I will put everything on this credit card. I put my shopping on it, monthly utility bills, phone bill…everything will go on this credit card. I will pay it off in full every single month so I never have to pay interest on it and I get a lot of rewards back. I take the cash back rewards and put it towards next months bill. I can usually get around $30 every month in returns so over the course of a year that is not that bad…$210 just for putting everything on my credit card. However, you want to make sure that you pay it off every month. You don’t want to put everything on your credit card and have it start to accumulate because then that will defeat the purpose of getting back that rewards cash. You will be instead paying a lot of interest!!!
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