To much to handle……
May 10, 2008
Credit cards are great as long as you are aware that the more you have the more you spend. Personally I have been in debt over my head and managed to escape it with some rather unsatisfying decisions that could not be avoided. The plastic is fun while it lasts but eventually you find yourself in need of help. I am famous for robbing peter to pay paul. Recently my families finances went to pot. We have established a new goal. If you can pay out six hundred dollars a month in credit card debt then you should of been able to buy the stuff (with cash) that you put on the dang card, right? This is right but thinking to yourself you’ll just keep your cash and put it on a card is the worst decision I have ever made. I just loved all these companies giving me credit cards, I could buy whatever I wanted, right? Well sure until the card is maxed out and you are still paying a monthly bill on stuff that is over 2 years old. Now any extra money you have goes to the credit card bill and not towards anything new you want because your card is maxed out and your money has to pay the bill on that. UGH!!!! As the PROUD owner of ten different credit cards, not to count the personal loans taken to try and pay them off only to run them up again, take it from me if you cannot pay for it with cash don’t buy it. Save then buy. Plastic is not perfect!
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