Credit Cards are Evils
June 25, 2008
Its been three years since the first time I got my first card. Actually I never wanted to have any cards since I knew even at first that it will only cause me a lot of problems. I even turn down all the invites that I got on phones and mails just to avoid getting a card.
My first credit card was a big surprise to me since I never got any application. I called the bank and they said it was a gift for being a loyal bank depositor. Since I still have the option I took the card but never had an intention to activate it.
The card was in my wallet and not used for three months. But seeing the card often I seem to hear voices in mind that tells me to use it. So I did. I limit my usage for just a thousand bucks per month and I succeeded. I maintained that for six months.
Another credit card was drop again to my mailbox. Again I called the company and they said I had an application. I even have a debate to the agent telling I never applied for anything. Even ask him to send a fax copy of the application form that had my signature. It was forged! So I tell him I won’t need the card and get the card right away.
Months past. Then again I need to buy something really important and I don’t have enough cash so the last result was to use the card. Oh not again! The process comes and continues. Purchase-Swipe-Pay-Swipe.
Before my debts ballooned to ten thousand bucks I decided to keep all the cards and put it on a place where I can’t see it. I did it because that’s the only thing I think possible to do. Everytime I saw the card I was always tempted to use it.
Now, I am about to finish paying all the debts in my credit cards and will no longer avail any of those.
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