in trying to reduce the credit card debt
November 22, 2008
I was a reckless user on credit cards. I personally have regretted my behavior on using credit cards extravagantly without the consideration of paying high interest rate on these cards.
It was really tempting to see the items you really like in the stores. You always have an urge that encourage to get it, and buy it. Especially electronic stuff. I personally like computer accessories. I also spend it on credit card mostly. Sometimes, I won’t even consider the later pain I have to work double shift to pay it off. Now, I make some transfer to my one low APR card, and trying to limit the use of it. I rather use my debit card to pay for the items I intend to buy, rather on credit card. I will gingerly pay off the card slowly, and avoid the rip - off deal from the credit card companies.
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